Lucy Jane Smith was born in 1878 in Walton on Thames, Chertsey, Surrey. Her parents were John Horace Smith (1850-1895), a laborer, lamplighter and painter & decorator, and his wife Martha Hagger (1845-1929). In 1904 in Chertsey, Lucy married Edgar Latta (1877-1946). Edgar died in Middlesex in 1946 aged sixty-nine. After becoming a widow, Lucy moved to Surrey, where she died aged ninety-two in 1970.